Chime is an online banking app that allows clients to save money through no fees and automatic savings. There are no brick and mortar branches. Unlike other online banking services, Chime gives direct deposit clients access to their funds one or two days before the funds hit the account. There are no credit cards, no overdraft fees, and zero fees for using any ATM.
Chime was founded in San Francisco, California, in 2013 by Chris Britt and Ryan King, who realized that most people, especially millennials, hate the major banking firms. Although the company is still new, it have already surpassed more than 1 million clients as of May 2018.
Chime had an outage on October 16th, 2019, the third such outage since July. This left customers unable to make purchases or use their debit card to access cash.
The corporate office for Chime is located in San Francisco, California. Chime is backed by The Bancorp Bank, whose physical address is listed below.
Thank you chime. Denied to use my card all day. My children were at a daycare provider so I go to interviews.
Now I owe the provider $250 in late fees and couldn’t even get to them being it takes money for gas. Now add another $200 on.
I’m seeking legal counsel. My daughter has epilepsy and if she runs out of meds due to your “upgrade” which is just declining charges, you will be held responsible for her death.
Now are you listening chime?????
I’m going through hard times too trying to beet cancer now I don’t have no gas to get to doctors.so ya chime I will be at a lowoffice money morning.
I’ve been with Chime for a little over 2 years. Here recently my card was charged for $458.00 by a hotel that I’ve never even been to nor do I know the location. So I immediately notified chime that these were not approved charges. Literally 1 day later I get a message from chime saying nothing was wrong and my money would not be placed back in my acct so I requested documentation that they obtained from said hotel. So all because the hotel said I was there and booked 2 rooms for the SAME dates that I automatically was there even though I wasn’t! I went back and forth with chime even sending screenshots of my Google location for said dates and I still have been fighting with them!
2 days after all this crap happened I get another email from chime saying my account was picked for a random audit and that all my funds where on hold until further notice. Well goodbye Christmas for my kids because chime the POS bank they are have taken about a 1000 bucks from me and suspended my account!!!
I definitely think a class action suit is in order. I started receiving emails from them that I had opened an account, but I never did. I received another saying they sent deposit verifications to my account. I don’t know if someone fraudulently opened it in my name or if this company is trying to obtain my information. I’ve been trying to reach a person for four days now – I finally got a message from support saying they needed a copy of my government ID and social security number. No way am I sending that when I’ve never opened an account with them. I just filed a report with the FTC, not sure what else to do at this point. There has been no money taken from my accounts, I’m keeping a close watch, but this is still a major concern.
Chime stole my money. Took my paycheck. How can I help
Chime stole my money. They closed my account with thousands of dollars in it before Thanksgiving and I haven’t received the promised check from them. What can I do?
My account was compromised at around 7:14 am as $400.00 vanished before my eyes as I was going over my account online. I immediately contacted chime support and informed them that my account was compromised as someone transferred the money from my account to another. I informed customer service to closed the account and give me new account. The representative said they could not do this. Needless to say the returned the money back to my account and the money again was transferred to the same person, and two other persons had transferred money out of my account as well. They changed the password to my online account and I was never able to access it again. Member services should have simply closed the account and issued me a new one. After disputes and police reports filed and I closed the account myself, they said they would send me a check for my 400.00 instead I got an email later telling they concluded their investigation and saw no error on their end and said they would not be returning me my $400.00. This is by far the most despicable conduct from a banking institution who says they care about their customers they basically robed me of my SSN money did not care I had bills to pay and on a fixed income. Any other bank would have closed the bank account once I told them my personal information and banking information was compromised not put the money back in the same account for thieves to do it again. Chime needs to return my money back to me, as this robbery no different than the low lives who transferred money out of my account illegally. Chime conducted its just like a common thief and their customer services reps or whatever they are called were incompetent and experienced and lie, when they do not know something. Lies Lies Lies and they cannot speak proper English WTF! Chime I want my money returned to me by check in the mail. Or I will be filling a civil action against you the grave emotional distress that has been inflicted upon me. If there are any other customers who have suffered from the poor services and robbed of their money contact me at este.guerrero@ yahoo.com and may be we can get a class action suit against Chime Banking.
I had the same thing happen.they closed my account at 738 at night.a week before Christmas.my paycheck direct deposited into my account the next morning. But my checking account was closed. But they haven’t returned my calls or money. It was over 2000 dallors
FTC IS ALL I CAN SAY AND LAWSUIT. JUST SAD AND USELESS.
OOctober 21, 2020; I was notified via email that my account was closed on today due to failing to follow policies in section 9 of chime cancellation book. I tried to log in and could not, I was horrified! I’m currently staying in a hotel on vacation with my younger kids and no access to any money to eat or travel back home! I called the support number, rep said I have no details why your account was closed you have to email support because they can give you more details! I emailed support with a copy of my ID as the rep said to do, and they sent me back an email referencing section 9 and told me i would not receive my money that was in my account, the money will go back to originators if possible! I emailed several times asking why was my account closed still getting a response of section 9! On one of my emails it stated that Bancorp is the issuer and my account was flagged for closure. I called Bancorp to see if I could get information from them and they put in an investigation to get me details! I would like to know exactly why my account was closed without prior notification or anything? I want to know when my money will be returned to me? I want to know how a company just closes your bank account where you have your payroll check directly deposited every two weeks faithfully, my veterans disability benefits directly deposited every month and my state benefits as well? All of my finances go to my bank account and with COVID-19 going on I need every dime I have and now $600 just gone!! What type of company would do this to someone? I have been with chime almost 3 years never had a problem with any deposits or anything! How do you not let someone get their money out of their account before you close it for no real reason! I’m in a hotel and now have no idea if chime is going to allow the transaction to go through or not when I check out in a couple days!!! I’m freaking out because there is absolutely no reason whatsoever why my account should be closed! I even asked what do I need to do to get it back open, and they emailed me saying reference section 9!!! That’s not an answer!!! I need clarity and understanding and my money!!!
The same thing is happening to me right now October 24th 2020
Lawsuit
On October 21, 2020; I was notified via email that my account was closed on today due to failing to follow policies in section 9 of chime cancellation book. I tried to log in and could not, I was horrified! I’m currently staying in a hotel on vacation with my younger kids and no access to any money to eat or travel back home! I called the support number, rep said I have no details why your account was closed you have to email support because they can give you more details! I emailed support with a copy of my ID as the rep said to do, and they sent me back an email referencing section 9 and told me i would not receive my money that was in my account, the money will go back to originators if possible! I emailed several times asking why was my account closed still getting a response of section 9! On one of my emails it stated that Bancorp is the issuer and my account was flagged for closure. I called Bancorp to see if I could get information from them and they put in an investigation to get me details! I would like to know exactly why my account was closed without prior notification or anything? I want to know when my money will be returned to me? I want to know how a company just closes your bank account where you have your payroll check directly deposited every two weeks faithfully, my veterans disability benefits directly deposited every month and my state benefits as well? All of my finances go to my bank account and with COVID-19 going on I need every dime I have and now $600 just gone!! What type of company would do this to someone? I have been with chime almost 3 years never had a problem with any deposits or anything! How do you not let someone get their money out of their account before you close it for no real reason! I’m in a hotel and now have no idea if chime is going to allow the transaction to go through or not when I check out in a couple days!!! I’m freaking out because there is absolutely no reason whatsoever why my account should be closed! I even asked what do I need to do to get it back open, and they emailed me saying reference section 9!!! That’s not an answer!!! I need clarity and understanding and my money!!!
Same thing happen to me. They stole over $10,000 from me
I have a claim dispute and they denied it because they couldn’t contact the merchant. If I could contact the merchant don’t you think I would’ve gotten my money from them? I even filed a complaint with BBB. So I’m not lying about not receiving my goods. I emailed them all my emails of trying to contact the merchant and from my complaint with the BBB. Nothing yet. Seriously thinking about closing my account and going somewhere else.
Sounds like my situation from a company called wellness secrets now… I’m joining the class action and have obtained my own attorney now.
Can we load money orders on our card/account?
Chime allowed $4000 to be taken out of our account even though the card was turned off!
They denied my claim!
They did not protect my money!
They are awful and I’ll m about to do a story on them with a news company. They dont care about their customers at
J didnt get my 300 .00 out of the Atm , and they sent it to the dispute team.well the Atm company confirmed that I did not recieve this money and it was still in the machine. They still have not given me my money like wth is really goin ggv on
Does anyone know how to get in touch with a live person at this company? all I am getting is a automated recording. I would like to speak to a live person when I call this company, which has been 4 times so far, and now, don’t even want to be bothered with this company.
Hello my name is Wanda R Aviles and I will be filing class action lawsuit against Chime Corporation on behalf of those interested. Please email me at wanddaaviles126@ yahoo.com This company is dishonest and only do right for a few months.
I’m with you!!! Do you happen to know the corporate phone number??
The corporate office number is in our listing. Scroll up above the comments
I’m with you… Emailing you now!
I’m having a hard time signing up with chime. Can’t call them!
Call the corporate office number in the listing
Wanda they have done the same to me. Twice my accounts have been hacked and two fraudulent charges which I got all documentation and police reports proving I never received services or goods for my money they refuse to pay both back. They have been extremely cruel to me they know they were wrong my second dispute they closed it three hours after I started that is completely unacceptable when I had told them I had a police report which I would be submitting period please get in touch with me I would love to be part of this
I’m on board! I’m outraged, 2 unauthorized transactions this month alone for a total of $600!!
Please call me 530319XXXX
You can count me in!!
your email doesn’t seem to working though.
The only phone # available is an outsourced customer service, and they WILL NOT transfer stateside….
reaching anyone who knows what they are doing is an impossibility.
Any updates on this law suit? This company has cheated me out of my money by sending me a fraudulent check. I would really like to see justice done.
I want to help
I will be sending you a email. I want to be involved in the lawsuit.
Please contact me. my name is Charles Adams.chime stole all my money. A week before Christmas charlesadams1870@ gmail.com
This company is corrupted and are thieves. I went to change my phone number on my account and they suspended my account. Now I’m living in the street because I wasn’t able to withdraw my money so I can pay my rent. And everyone at the office plays manager and no one can help you. I will never recommend anyone to use this bank.
yes there are 5511.78 was stolen and now it looks like they closed my account and i just spoke to somebody yestersday
Chime is stealing almost $4000 from me! I say stealing because no one will contact me when i gave them all my info over a month ago!! Now that i see other people are have been stolen from i will be involving the FBI in this matter!!
So I mean did you ever get your money with what how did they take somebody’s funds but no explanation and have they get by with it because they suspended my account for the same very reason I asked to change my password they suspended it bamboom 16 days same answer same thing over and over and over every day
They did the same to me but it was 8600. I saw a guy who lost 20k
I used chimes mobile check deposit feature. It says on my app and the website before and after i processed the mobile check that I would have my money in full by wed Jan 28th. I have not received a dime and now they say I will maybe get $200 tomorrow and the rest of my check could take up to 9 business days. They had absolutely no solution for me. If I ever receive payment for this check I will immediately close my account. Good job chime. You just lost a customer of 3 years due to lies, diceivery and horrible customer service.
So what came of it I mean what happened for the solution
thats exactly what im going througvh now..ive tried to reset my telephone number now they wont release my card..ive sent multiple documents tp prove my identity and they still wont release my money… ive asked to cancel the card and send a check but they wont do that either
I need to speak to a CEO bout 501.00 dispute claim I’d 804446 Kevin Micheal Hicks
They are so awful.Yesterday they suspended my account after fighting with them over my stimulus check.They said the sent it back my name did not match card? Bull sh*t cuz its same account i had the first stimulus and my employment.And i had to send documents over and over.IRS has not got my money back they lied
Tereible company has stolen my twice. Poor customer service . Dont use this company
terrible company is right…stupid customer service managers and all are stupid…
All of the above and below comments!!!!
Chris Britt compalint with comapny completely ripping off people
The worse experience ever! I have been thru hell and back with chime letting someone drain my account and refuse to give me a direct number to call and placed me on hold to hang up on me just for asking for a Corp number . Denied my claim with out researching told me to research my self! I am not stopping until I get my money back! We are in the middle of a dam pandemic and they are playing dirty like this!
Oh I am with you. I just got off of the phone with a representative who could barely pronounce words how she sees them written down, so that I can have the correct information for my own records. “Natalie” a representatives I spoke to on April 16th, 2020, didn’t send me a dispute LETTER, or EMAIL. And I love checking my email and mailbox. So I’m 100% certain I did not receive ANY INFORMATION TO HELP me in this dispute process. I called today May 12th, 2020, and representative “Arthur” and manager “Ivy” did ABSOLUTELY NOTHING, to fix my problem with chime, that I previously had, After telling both of them that I haven’t received any dispute information I needed. And because I didn’t there’s nothing she “Ivy” can do and that I’m being placed on a “high marked ticket”, and “Customer statement un-authorized Debit” . These chime representative are no help. Chime representative make it seem like they are more than willing to help, but yet do nothing to help you. Make it make sense I ask… Chime! Is your company okay with not actually helping it’s customers, not having our back, letting other companies Take FROM US, you’ll clients. That’s POOR, DISGUSTING QUALITY OF SERVICE, and very INAPPROPRIATE to think we as customers can trust such a big company.
Trying to upload my economic stimulus check to my chime spending account has been a complete nightmare. I tried up loading my check Tuesday night when I got off work, the next morning I woke up to a message telling me it was rejected. The email I received advised me that I hadn’t endorsed my check correctly. Under my signature I had to put “for chime deposit only”. I wrote that on the back of my check, took another picture, less than 3 hrs later I received a message telling me that the lighting wasn’t bright enough and my check couldn’t be made out. I proceeded to take another picture with different lightening and a different surface, but this time I screen shot the picture of my check the exact same way that you guys would receive it, before I sent it. It was a perfect picture. About 17 hrs later I received the exact same message telling me that the check was rejected again due to the lightening issues, by this time I was completely pissed. I called and asked to speak with a supervisor, the supervisor Johnathon was a big help, he looked through his notes and told me the check kept getting rejected because they need to verify that I was actually eligible for a stimulus check. This information wasn’t disclosed to me through email at all. If I would’ve never called and spoken to a supervisor I would’ve still been getting rejected because of a lightening issue. How could you all completely lie to your customers? You guys had me thinking it was the lightening and surface issue. Once Johnathon escalate the issue over to the proper department with documents that showed I filed my taxes and then boom 20 minutes later I get a message telling me that my check was accepted. It’s funny that I didn’t even have to send in another picture of my check ( I thought it was rejected due to bad lighting issues). They used the exact same check that I sent 17 hours ago. I want to speak to the corporate office because I don’t think it’s fair for you all to treat your customers like this at all. It’s a damn shame and I’m still upset about this. We are going through a crisis right now and you all don’t even care to make sure you customers are taken care of properly.
What number did you call to speak with Jonathan I just got ripped off over $1,200 they closed my account and Jonathan sent me an email saying that he was send my check via express but there’s no number for me to call please help
Same thing happened to me
My husband decided to try this card out for his taxes and we were told his stimulus check was deposited in his account with chime but nothing is in the account and we cal over and over again and can’t reach anyone to see where his money is we keep getting sent to the irs website but we already know it was deposited I need someone to reach out to me please thanks
Your app has constant problems. I have every intention to me chim eonce I received my deposit this month. There are constant outages. My ability to see my income, handle everyday transactions, and do things smoothly is impossible. Aside from that, I have been with you long enough that by now I should have received an update to my overdraft for spot me. Some people are getting them every week, others go up one week, and down the next. There is no rhyme or reason to what you do, and your customer service representatives are not very knowledgeable. I will be moving another more reliable Bank.
I have only been with chimes for ONE month and my car was broken into which my purse, id, phone( which has no lock code) id, social security card as well. I called over to inform them that I noticed my funds that was just deposit to my account from my job was taking of that I had not authorized to be withdraw from any atm they sent over a form to me via email that day and before I can send it back over completely filled out I received a email that they denied my claim without no investigation I asked for corporate contact info they by passed that I hate it and I’m upset that they didn’t take time to investigate no consideration they only said your account is fairly new. POOR CUSTOMER SERVICE WOULDNT REFER A DOG TO THEM
Second time CHIME has just stolen my money!!! Piece of trash service run by trash people!!!
Same thing has just happened to me over 500 dollars and they are denying my dispute
Same thing I’m going through
Chime was good but the the customer has.. No right to keep their card or not… I tried to tell them my situation, just blew me off… My rent is do so I just have to do without or lose my apartment… What type of service is this
ABSOLUTELY AWFUL BEWARE!! As far as the “no fee” banking goes it is true in some regard and they do give you direct deposits 1-2 days early which is nice, but the good stops there. If you have ANY type of issue with this bank you are utterly screwed because all you will get is repeated hours long sessions to outsourced call centers in India with representatives who cannot even answer basic things. I had a dispute and ended literally wasting at least 45 hours on multiple calls, faxing and e mailing documents and still have not received any help. You can FORGET trying to reach anyone in the corporate office because they make certain that they make nearly IMPOSSIBLE to get that real address or phone number. I can only assume that this is because they do not want to be bothered by the many customers who I am sure are very angry. So, while the two college students who started this mess enjoy all the profits, their concern ends there and it shows. I have sent letters to three different addresses in California, ZERO response. I sent messages for the CEO on Linkedin Twitter, and FB – ZERO response. It is clear you will not get any help. And by the way, this “fee free” bank will charge you $4.95 to deposit YOUR OWN MONEY by the Green Dot service. So you have to pay to give them your money. No thanks. I think if any of their executives cared at all they would work to change the reputation Chime has but clearly as long as the money is rolling in and there are people who cannot get a bank account any other way, they do not care about who is unhappy as long as they aren’t.
please email me. i maybe able to help
can you help me too with Chime??
I’m in need of help as well can you please email me chaqeapatterson@ aol.com
My money has been been stolen from my chime account
My money has been stole also by Chime bank themselves they are giving me the runaround, and I am so pissed off right now … I am trying to get to there CEO but that’s almost impossible but I won’t stop till they return my money.
Yes I need assistance as well jazzalontaylor@ gmail.com
I need help chime stole my money
My name is Charles Burns and my dispute was denied for no reason at all…
Mikeeversley@ gmail.com
Double charged at a hotel. Dispute expired, then renewed, then promised provisional credit, then told a 10 business day wait for credit is standard then stroked every phone call afterward. Please help
Sheshan1962@ gmail.com
I’m a little concern about my current situation I just filed dispute and chime is really giving me the run around
Please email me istaysexi@ yahoo.com
Can tot help me please Please email me istaysexi@ yahoo.com
Yes im need help too. My mom sent me 500.00 from chime to chime they shut my cardb down and said i violated the direct deposit ACT i have been trying to get my money back for 3 months different agents are saying that and i have not been able to use my card and they are refusing to put my mom money back on her card. My mom is elderly and need some kind of service in which they are not providing. All the documents they ask me for was sent and yet and still no action…….
What is your email address can you help me
Can you please help me or give some direction on how to go about getting my $600 back??? My email is Jessica_cheatham@ yahoo.com
They are incorporated in Delaware. Bancorp/Chime. You are 100% correct. An ATM took my money, i tried filing a dispute. People in India that don’t speak English. I am filing suit this week. My research so far hasn’t provided anything positive about this bank. It look’s like a big ponzi scheme to me.
I’ve tried to contact chime on my husband’s behalf. He has had a stroke and he has very bad problems trying to speak. He ask me to call to find out what is on his card and all I get from your employees is a bunch of crap. I need to be able to access his card for his meds and medical attention. Now if someone would be kind enough to help us out here it would be greatly appreciated. His name is Jeffrey Mclendon. His birthday is 7/XX/XX and the last 4 of his social is XXXX. Now if someone could please help me with this. If I can’t get help with this then I will call FCC or bbb.
Thanks.
You can send me a response to donnamclendon770@ gmail.com
I’ll be waiting for a response on this
This company is the biggest fraud organizations I have ever seen…. I waited over a year-and-a-half for card….. the card has never arrived I’ve given them three different addresses on several different occasions just to see if I would get a card…. their customer service is a joke none of them can speak clearly…. none of them know anything…. you get different answers from different for customer representative….. they clearly refuse to give you any type of help with any situation that you may have with this card for the company…. a total rip-off
This Chime company is a rip off they give you the run around can’t solve any problems give excuses why you can’t just change your personal information you need your ID are drivers license to change any information but you don’t need it to get a card when u apply Chime is really a rip off anybody have it take your money off that card and use another way
Count yourself lucky you didn’t get a card. They are fraudulent.
What a joke! If you go with this service, you will desire what you get out of this service. Don’t make me say I told you so……
I love the chime app. No bad exsperriances yet! In fact I had a website try to charge my $60 dollars on a $1 purchase and chime immediately caught it and blocked it! Thanks chime! But I’m trying the Bridget app. Out and it doesn’t work with chime I was wondering if there’s a bancorp ID. And password I can use for it and how to get it and which bancorp bank to use thank you.
This company does not protect your information.
Data Breach
Since September a person by the name of Carlton Lewis took $460.00 out of m account without my authorization, and I still have not got it back. And on Saturday morning and yesterday a man by the name of John VanValkenburg has taken $1,100.00 out of my account without my authorization. He has also changed the phone number associated with my account. They now owe me $1,560.00. I have file 2 police reports, and also a complaint to the FDIC.
I was also a victim of theft out of my checking account and have had the exact same problem as you and now I’m contacting the FTC, my attorney and I’m filing suit! I think we need to start a class-action lawsuit against this bank… It’s not a bank it’s a scam
Lets do it!!
I agree
Everyone let’s get that class action suit started I’ve been dealing with my dispute since November. Faxing,emailing, just to get denied. They are a complete fraud. They need to be shut down. Contact me jazzalontaylor@ gmail.com. if you want to get the suit started
I am with you . Someone stole 500 dollars from my chime account and they denied my claim. Now I cant buy the life saving medication for my son. He is now in the hospital and they wont release him until we can get the medicine. So now he will have to spend his birthday in the hospital. All due to chime denying my claim. We need to file a lawsuit against them. My name is Tyler Christy and my email is buckeyetyler83@ gmail.com
Please keep me updated
I’m all about a class action suit. I’ll even get the ball rolling with the lawyer. I can be jwitkoe@ gmail.com if anyone would like to join me. They are going to be on my local news as well because of their thefts of hard working people
I’m with you, email me with updates on where to begin. Cbell45803@ gmail.com
DON’T DO IT!!!! THAT’S ALL I HAVE TO SAY.
This is BS!! I was referred by a friend for the chime card. I am a single mom and am only able to work part time. My paychecks are NOT more than $200 in one check because I get paid weekly! When I first set up my Chime account, I called customer service to ask if the $200 for you to be eligible for the referral bonus has to be direct deposited in one transaction…I was told BY CUSTOMER SERVICE that it DID NOT have to be in one direct deposit as long as you have $200 direct deposited within 45 days of opening your account. Now they are saying that I don’t qualify for the referral bonus because I didn’t have a single direct deposit of $200 or more! That’s bulls**t! Misinformation, poor customer service, AND FALSE ADVERTISING!! NOWHERE on the website or the app does it specify that it has to be in ONE direct deposit!!
They call themselves a bank but they are far from it. I recently opened a a bank account with them and set up a direct deposit. While waiting for forever for my card to come I tried to get $5 transferred over to my boyfriend accounts who also has a chime account. Because I didn’t have my card yet I had to send my ID, social, the amount requested, and email address to the support team to have the funds transferred electronically my boyfriend had to do the same. We both sent what was requested from the support people and didn’t hear anything back from anybody. So we call customers support to find out what’s going on. The first gentleman we had to repeat ourselves several times just for him to understand what we were trying to do finally when he understood he came back saying they didn’t receive the information when both of us had service support numbers. When asked to speak to manager she confirmed that they received all the information that was needed but now he had to wait for the support team to verify information when she just said everything was verified. When I asked her to get in contact with whoever could help us her response was they can only communicate through email. When asked to speak to her manager she said their was no way they could help with the process and it would take 24 hours. Never informed by anyone that it would take that long now I have funds that I can’t access because I have to wait for somebody who member services can’t get in contact with to verify the information they already verified just to get $5 transferred. A normal bank if you want to deposit money into someone accounts you don’t need them with you or their ID or their social you need their account number and the funds. If you call in the first thing they ask for is you name, birthdate, last four of social, and a recent transition on the account to verify your identity. If that isn’t enough verification to transfer $5 to another chime account, Chime may want to reconsider the inconvenience they are creating for people because they have most definently lost two customers. And the customer service was horrible both managers I spoke to was rude the first one even threatened not to help and I wouldn’t get anything done.
I HATE CHIME BLOW UP BAD CUSTOMER SERVICE
They can barely even speak English and it’s the worst customer service of anybody in the entire banking industry
I can not get a bank account at a regular bank so i was using paypal & went through hell with then keeping me from my money so i decided to stop using them and switched to chime. I got my card in the mail i activated it the next day i deposited all my bill money on it which was quit a bit of money every dime i had. I went to use my card the next morning to pay my electricity bill which was past due and it was declined and decline over and over them i get an email saying my account was close with no explanation why. Now i have no money sn my electricity will be shut off tomarrow .Say bs as with pay pal
That’s because they are frauds. Chris Britt and Paul Ryan….
CHIME IS A F-ING JOKE I HAD DIRECT DEPOSIT SET UP FOR MY UNEMPLOYMENT TO GO TO MY CHIME ACCOUNT AND AS SOON AS MY MONEY HIT THE ACCOUNT THEY LOCKED MY CARD AND ASKED FOR DOCUMENTS SO I SENT THEM TO CHIME AND THEY ENDED UP CLOSING MY ACCOUNT AND SAID THAT MY MONEY WAS NON-REFUNDABLE CHIME STOLE $1,800 FROM ME AND NOW ME AND MY KIDS ARE NOW HOMELESS
My wallet was stolen and my card was not in my possession someone got a hotel room and other stuff over 300.00 was spent and I am told there is no error. How is there no error if I did not have my card. These charges over drew my account and they want me to pay it, the hell if I paying that.
They need new proof to reopen the claim, what other information is needed when you wallet is stolen and you don’t have your card.
This is the crappiest bank I have ever dealt with. I would rather have an account that protects my money and wait 2 days for my check then to have my money taken and get my check 2 days early.
We need to file a class action lawsuit against chime! Feel free to forward me your information and I’m going to talk to an attorney about how to get this started. I was scammed out of $300 in my checking account and I have yet to receive a credit from chime since early December.
On filing with the ftc and contacting my attorney
Yes we all need to I’ve been dealing with it since November. Contact me jazzalontaylor@ gmail.com.
Chime.is holding my money after I went to market paid 55$ for food and ask for cash back. These people charged my card 3 times!! And didnt even give money baxk! BROKE entire weekend! Put hold on my account and says wait 7 days, even though I sent in like 50 copies of my receipt. This is a scam! Closing account soon as my money is freaking returned. This is a joke, as well as customer service, sent 50 copies, to get MY money back! These people are criminal!
Thos is why traditional banks will never fear these people. Messed up transaction, they fix same day! This chime bank is a joke. I will NO longer deal with them! BROKE for days while they sitting on my hard earned money!
SHAMEFUL!!!!!!!!!!!!!
The same has happened to me and I’ve been fighting for weeks to get my money back. They had the nerve to send me an email asking me to contact the person who stole the money to ask for my money back as if I knew who these people were! Contact the FTC and have your attorney contact them which is what I’m doing and I’m filing a suit.
We need to start a class action lawsuit against this ” bank”
I have a problem accessing my funds. I have ordered a card twice also tried to get my money transferred 3 times to another chime account! I know your policy states up to 24 hours but it has been 3 days of the consecutive run around. Its getting annoying and I’m losing trust in Chime. Please attend to the mistakes your company is making.
I lloved, and i mean past tense this bank. Recently the whole bank system went down and we were not able to have anything coming in or going out, the debit cards were just cut off and back on. I had a payment due that day and it was due to the system errors that it did not go thru. Now i have to pay full price, and most of it up front. I cant afford this being i am the only one working in my household. Chime will not even write a letter stating that the system went down.
i mean and that is not the only problem. I also never got any referell bonus. Then someone stole and used my card to pay for a phone bill. I have total wirelss and the bill paid was straight talk, and they still say its not enuff evidence to make a decision on whether i did it or not, so there fore, they have not give me back my money. Where can we turn for help.
Someone in Chime is screwing me. I sent important into chime to get the account who i feel from chime has put in my name. Nobody was to call me to get matters fixed. But instead play gams. Their phone when i call doesnt alow me to speak to a live agent. This virus has messed up their brains. Grow up chime
I was robbed on 10-21-2019 i sent in a disbute form and the case number of the case and the bank info where i was robbed and they refuse to credited my account back my money that I was robbed for.
I have the same problem. Contact the FTC and we need to consider a class action lawsuit
Chime really got me up set an lock up over something they did wrong an don’t want help me with nothing but just say sorry for what they put me thru I trusted them with my money an when I go to get it out it wasn’t there because they move it somewhere they an I don’t know I needed it when I went to the atm that was the reason to go to them atm an I just get a sorry an I had to sit in jail because I couldn’t pay my bill wit a card I needed cash but we trust y’all wit our money an get a sorry when y’all mess up
Please give me my money disabled and need my funds
I WANT MY MONEY NOW I WORKED HARD FOR MY MONEY YALL BETTER RELEASE IT NOW I WAS SUPPOSED TO GET IT YESTERDAY NO ONE IS RESPONDING BACK GIVE ME MY MONEY
I WANT MY MONEY NOOOW YOU PATHETIC EXCUSE FOR HUMAN BEINGS GIVE ME MY MONEY
NO ONE CAN ACCESS THEIR MONEY TODAY! None of the customers were alerted, the only place we can find any feedback from your company is through Twitter and it’s just an automated response over and over not explaining WHY WE CANT GET OUR F-ING MONEY! All the services are Down except for direct deposit so you won’t give us our money but you can still take our money that makes no sense face it you got hacked hacked and you don’t wanna admit it now you’re f-ed and you owe all of us all of our money and more compensation for all the inconvenience this put every single one of your customers through today. This is an out rage and the fact that you can’t even communicate to us what is truly going on you. You have already lost every single customer that is affected by the “Outage”. And if it’s everyone worldwide who is a child who was affected then you just lost every single customer you have Man it’s crazy how you drop the ball on something this major and you go from being on top to that bottom of the bottom
These people are completely unable to handle those with disabilities and or the claims department is completely unacceptable and they completely ignored the facts how can one out of 5 transaction done on not only the same day but also the same time only show one out of five transactions that where unauthorized transactions be concerned a error and possibly consider that it’s because of who has made the transaction and not to witch the manner of the transaction where made like only receiving a part of a transaction that was understood was unauthorised though because it’s spectrum Mobile its completely ignored and let not forget about the fact that it’s from almost a year ago which I had not even been a chime member on top of the fact that my us bank branch manager was the agent who filed that claim against spectrum Mobile and that it was found in my favor so what the fuck dose chime bank have anything to do with this issue that’s literally almost a year before I had ever had a chime account sounds like favoritism to me you or your account that should be protected just simply isnt
Everything about this company sucks! They are literally the worst! Yes, worse than netspend! And that says a lot!
Customer Service is non-existent. Check deposit feature on the app was not activated until I made several phone calls and emails, and then personal checks were always rejected with no notice or explanation. Customer service responses are all scripted or form letters, seldom responsive to the issue. It appears that the only department in the company which works well is their advertising crew. The only reason I gave them even one star is that zero was not an option.
They are horrible. They either returned my direct deposit to my employer on the 18th or the 19th depending on who I talk to. No one can you me a straight answer and after 30 minutes on the phone earlier trying to talk to a supervisor they hung up on me
These people are scam artist and crooks
I would love to get ahold of a corporate phone number but they seem to hide that really well I’m sure they don’t want the phone calls from people like us who been screwed over
I TOTALLY AGREE on all the negative comments!! I have been dealing with a credit dispute for over a month and even the merchant spoke to them and put it in WRITING the charge was incorrect and they still have not removed it. I have wasted hours on the phone with customer service who are not even in the USA and can barely understand what you are telling them much less help you resolve anything!! If you want to try to locate the corporate information GOOD LUCK. Chime PURPOSELY makes it almost impossible to get a good address for anyone at the executive level or based in the US because they know how many people are angry with the poor service!! They may not charge fees but trust me do yourself a favor and switch to Ally or Aspiration – both charge zero fees and you can actually reach someone in the same country you are in who will help you. I have mailed letters to several different addresses trying to get the right corporate one and it is a joke. Mr Britt you may be smart and had a good concept, but you should be ashamed of yourself and what you deem customer service. People deserve better meaning a good account and GOOD customer service not no fees but you have to go through hell to get help with anything! TERRIBLE! I CAN’T WAIT TO SWITCH AND WISH I WOULD HAVE SIGNED UP FOR ALLY IN THE FIRST PLACE!
THATS WHAT THEY DID TOO ME TOOK $450 AND GIVING ME AWHOLE RUN AROUND NOW THEY SAYING THERE NOT REFUNDING
I have not tried to even use or log in to my account in quite some time a while but today I have tried to log in to my account over and over tried to reset my password and it’s telling me they could not complete my application for the account because of my application answers
Chime is a darn joke!!! I do not recommend this bank to anyone! Now, I am dealing with a lawyer and this place can kiss my darn butt! The reason why is because I am a contractor for Uber where I have to make quarterly payments to the IRS. But the IRS never received any quarterly payments and now it’s lost and this darn company will not do anything to help me. Thus, this has been going on for more than a year that I am dealing with these people! I’m just not getting any satisfaction!
I have been fighting with them back and fourth for a address change that they state cant take a lease agreement as a proof of address which is unfair seeing how i have my utility bill in my significant others name and stating they cannot do anything wont give ke corporates number so i can get my money and closed my account and basically is withholding my money that it mine that my roommate stole from me i will never bank with them again chime is horrible and need to be shut down
I’ve been dealing with a dispute since April 2019 and the merchant received the documentation from chime and responded back to then stating to give me my money back here we are in july and the merchant responded in may and chime has taken the money from the merchant and have yet to place the funds back in my account so i have hired. An attorney and that $400 dollar dispute will be costing them way more than the dispute if i where you guys and your having this issue or similar issues please contact an attorney as soon as possible.They have so many lawsuits from what my attorney showed me from taking people’s money they just had to pay a guy almost $5000 from a $140 dispute.
I am a new customer for this sorry a** company Chime. I deposited 450 dollars in card and not even 30 minutes after deposit I went to pay my bills and they f^^^ closed my account I spent 4 freaking hours emailing back and forth with incompetent employees who have done nothing. They have no support system to help. I swear they are useless and incompetent. GIVE ME MY DAM MONEY BACK. IT’S MINE MY HARD EARNED MONEY YOU A**ES WILL NOT KEEP IT.
Contact the Federal Trade Commission
Well I have dispute on my account and I look around and they close my account and keep telling me to check sections 9 but no reason why they close my account
Never had a complaint about Chime until today!!! ATT did a reverse payment for $515.08.. I called Chime the day ATT returned the payment. I was told to wait 3-5 days.. Well today is the 5th day and nothing. I have been on the phone all day between Chime and ATT. ATT emailed me the confirmation in regards to this matter.. Well all that Chime could tell me is wait till the end of the or dispute it… I asked them to call ATT with myself on the line. According to their so called “customer service” they don’t do that. I told them that it’s not ATT’s fault since they sent me all the documentations. I told Chime I don’t have time to be waiting for no dispute. Of course they said “there’s nothing we can do” FU YES U CAN!! I thought Netspend was bad!! Hell
I am very f-ing pi**ed off with Chime. I’ve been a Chime user for over two years. I currently lost my identification card and got a new phone in which I was locked out of all apps. My phone got wiped clean. I contacted Chime to help me reset my Chime app password they required me to email them back-and-forth with my ID card in order for me to Reset my password. Mind you for days I was trying to call and get in contact with an actual Chime member. So I finally contacted Chime member and they tell me there’s nothing they can do to give me access to see my account because I don’t have my ID which is understandable but you have my social my phone number my address my date of birth and all I’m asking is for a password reset so I can have access to see me spending my money thats in your bank. And you guys have all of these stupid procedures in place when someone simply needs to change their password to the app the only way they have access to their account They can’t help.
I have to wait three weeks for my ID to come in the mail so they’re telling me for another three weeks I won’t have access to see my account because they can’t help me reset my password that’s f-ing ridiculous. On top of that I needed them to transfer the money from my savings into my checking‘s because I don’t have access to do it without the app and they said to manually do that they would have to close my savings for a whole 90 days before can be reopened. I am so done with Chime run for the hills stick to your general city banks
I have had issues since May 3 and the dispute has been in review since May 13th for $340. I need my funds. Because of this my State Farm car insurance was terminated. I could not pay a loan and another bill.
I WANT. MY MONEY RETURNED TO MY ACCOUNT NOW.
CHIME TOLD ME UP TO 45 DAYS!!!! SERIOUSLY?…
PLEASE DO SOMETHING TO ESCALATE THIS NOW.
Contact the FTC as i am. Once we start filing against them with the FTC they must change
I have an unresolved dispute on a few transactions. I sent in all the proper documentations to my claim as far as my claim actually being true. I have not received the proper or professional feedback when I called I have a voice call recording to verify that I am like a step away from going to the media with those recordings from representatives in the department to supervisors that also treated me with such disrespect and actually laughed in my face when I questioned my account ..the visa zero policy states that I should have gotten provisioned credit on my account within 10 business days since the transactions was unauthorized and I provided evidence that my account was being used against my permission… I am wondering if this bank is legit now especially since the representatives cant explain why the policy is not being upheld its like false advertising
My account has been suspended for over a week nothing has been done
I want access to my money guys closed my account and it is not fair to wait 30 days for a physical check therefore should be able have option to money gram or transfer customers funds out to them I need someone in corporate to contact me ASAP ridiculous
Hello, Question- how do you Email Chime Market or ideas