Chime is an online banking app that allows clients to save money through no fees and automatic savings. There are no brick and mortar branches. Unlike other online banking services, Chime gives direct deposit clients access to their funds one or two days before the funds hit the account. There are no credit cards, no overdraft fees, and zero fees for using any ATM.
Chime had an outage on October 16th, 2019, the third such outage since July. This left customers unable to make purchases or use their debit card to access cash.
The corporate office for Chime is located in San Francisco, California. Chime is backed by The Bancorp Bank, whose physical address is listed below.