Financial Services

UpStart Corporate Office

UpStart is an AI lending platform created and operated by ex-Google employees, former President of Enterprise Giigke, Paul Gu, and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google.

The company first launched in April 2012 with an Income Share Agreement offering, which enabled individuals to raise money by contracting to share a percentage of their future income.

In May 2014, Upstart pivoted away from this product and more towards personal loans. With this Change, Upstart began offering a traditional 3-year loan and has since expanded to offer a 5-year loan product as well.

In late 2020, Upstart went public on the NASDAQ under the symbol: UPST.

Unfortunately, due to rising inflation, Upstart has experienced falling stock numbers in 2022.

In January 2023, UpStart was forced to lay off 365 employees due to a lack of funding.

UpStart maintains a corporate office in San Mateo, California.

UpStart

The company first launched in April 2012 with an Income Share Agreement offering, which enabled individuals to raise money by contracting to share a percentage of their future income.

History

In late 2020, Upstart went public on the NASDAQ under the symbol: UPST.

Unfortunately, due to rising inflation, Upstart has experienced falling stock numbers in 2022.

In January 2023, UpStart was forced to lay off 365 employees due to a lack of funding.

UpStart maintains a corporate office in San Mateo, California.

Banyan Hill Publishing Corporate Office

Banyan Hill Publishing was founded in 2013 by current CEO Steve Latham. The company offers investment and financial services, as well as advice regarding investments.

Banyan Hill is a subsidiary of Agora Financial, which also publishes investor advice.

The company has a team of financial experts and advisors but appears to rest heavily on advisor Paul Mampilly.

Banyan Hill is an extremely fast-growing company, with estimated revenue increasing from $6 million in 2016 to $113 million in 2019.

Jeff Yastine, an advisor with Banyan Hill, correctly predicted that the stock market would continue to grow in 2020 but that it faced uncertain times in 2021.

Other advisors on the Banyan Hill staff include Chad Shoop and Ian King.

Banyan Hills Publishing maintains a corporate office in Duluth, Georgia.

Banyan Hill Publishing

Banyan Hill Publishing was founded in 2013 by current CEO Steve Latham. The company offers investment and financial services, as well as advice regarding investments.

Banyan Hill is a subsidiary of Agora Financial, which also publishes investor advice.

The company has a team of financial experts and advisors but appears to rest heavily on advisor Paul Mampilly.

History

Banyan Hill is an extremely fast-growing company, with estimated revenue increasing from $6 million in 2016 to $113 million in 2019.

Jeff Yastine, an advisor with Banyan Hill, correctly predicted that the stock market would continue to grow in 2020 but that it faced uncertain times in 2021.

Other advisors on the Banyan Hill staff include Chad Shoop and Ian King.

Banyan Hills Publishing maintains a corporate office in Duluth, Georgia.

Redfin Corporate Office

Redfin, a real estate brokerage, was founded in 2004 by David Eraker, Michael Dougherty, and David Selinger. Eraker was inspired by his own real estate misadventures and founded Redfin with hopes of upending the traditional brokerage model and capitalizing on technology that was newly available at the time.

Redfin is a full-service real estate brokerage firm. The company went public on the NASDAQ under the ticker symbol RDFN in August 2017.

Redfin’s business model to undercut competition is based on sellers paying Redfin a discounted fee, either 1.0 or 1.5% to list the seller’s home.

In May 2010, the company received the Best Startup award from Seattle 2.0.

In October 2012, Redfin was named one of The DIGITAL 100: World’s Most Valuable Private Tech Companies by Business Insider.

In December 2021, the company announced the 10 housing markets that set records in 2020.

Redfin maintains a corporate office in Seattle, Washington.

Redfin

Redfin is a full-service real estate brokerage firm. The company went public on the NASDAQ under the ticker symbol RDFN in August 2017.

Redfin’s business model to undercut competition is based on sellers paying Redfin a discounted fee, either 1.0 or 1.5% to list the seller’s home.

History

In May 2010, the company received the Best Startup award from Seattle 2.0.

In October 2012, Redfin was named one of The DIGITAL 100: World’s Most Valuable Private Tech Companies by Business Insider.

In December 2021, the company announced the 10 housing markets that set records in 2020.

Redfin maintains a corporate office in Seattle, Washington.

Credit Karma Corporate Office

Kenneth Lin, along with co-founders Ryan Graciano and Nichole Mustard, founded Credit Karma in 2007.

Credit Karma is an American multinational personal finance company, which has been a brand of Intuit since December 2020.

It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property and a tool to both identify and dispute errors on credit reports.

In 2017, the company launched a platform to help people find unclaimed money, such as insurance payouts and refunds. The platform, called Unclaimed Money, originally started in 7 states but is now available in all 50 states.

Credit Karma has grown tremendously via numerous acquisitions, including Penny in 2018, Approved in 2019, along with the UK company Noodle in late 2019.

Credit Karma can be used in the USA and the UK for keeping track of credit scores and credit reports.

The company will also watch for credit fraud, but it doesn’t track the use of a user’s Social Security number.

Credit Karma notes that many people are choosing Buy Now Pay Later plans for just about anything and everything and it states that this is not a healthy credit habit.

Credit Karma maintains a corporate office in San Francisco, California.

Credit Karma

Kenneth Lin, along with co-founders Ryan Graciano and Nichole Mustard, founded Credit Karma in 2007.

Credit Karma is an American multinational personal finance company, which has been a brand of Intuit since December 2020.

It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property and a tool to both identify and dispute errors on credit reports.

History

Credit Karma has grown tremendously via numerous acquisitions, including Penny in 2018, Approved in 2019, along with the UK company Noodle in late 2019.

Credit Karma can be used in the USA and the UK for keeping track of credit scores and credit reports.

The company will also watch for credit fraud, but it doesn’t track the use of a user’s Social Security number.

Credit Karma notes that many people are choosing Buy Now Pay Later plans for just about anything and everything and it states that this is not a healthy credit habit.

Credit Karma maintains a corporate office in San Francisco, California.

CareCredit Corporate Office

CareCredit was founded in 1987. This credit card is issued by Synchrony Bank.

This credit card was designed for people to use when faced with medical expenses that aren’t covered by insurance, including prescriptions.

The CareCredit card is accepted by more than 225,000 providers, but it’s not a general-use type of card that people would also reach for when making nonmedical purchases.

While this type of credit card is accepted by many health care providers, not all doctors and hospitals accept this card.

CareCredit is a deferred payment and interest credit card. Minimum monthly payments must be made and users must pay the balance in full, usually within 12 months, to avoid any interest charges.

At this time, the company offers longer-term financing at a lower interest rate for larger medical purchases. Currently, purchases of $1,000 or more can qualify for:

14.9% APR for 24 months.
15.9% APR for 36 months.
16.9% APR for 48 months.

Purchases of $2,500 or more may be eligible for a 60-month loan at 17.9%. For all of these financing options, fixed monthly payments are required until the balance is paid in full.

In January 2022, CareCredit paired with Pawlicy Advisor to offer health care financing for pets.

CareCredit maintains a corporate office in Stamford, Connecticut.

CareCredit

CareCredit was founded in 1987. This credit card is issued by Synchrony Bank.

This credit card was designed for people to use when faced with medical expenses that aren’t covered by insurance, including prescriptions.

The CareCredit card is accepted by more than 225,000 providers, but it’s not a general-use type of card that people would also reach for when making nonmedical purchases.

History

While this type of credit card is accepted by many health care providers, not all doctors and hospitals accept this card.

CareCredit is a deferred payment and interest credit card. Minimum monthly payments must be made and users must pay the balance in full, usually within 12 months, to avoid any interest charges.

At this time, the company offers longer-term financing at a lower interest rate for larger medical purchases. Currently, purchases of $1,000 or more can qualify for:

14.9% APR for 24 months.
15.9% APR for 36 months.
16.9% APR for 48 months.

Purchases of $2,500 or more may be eligible for a 60-month loan at 17.9%. For all of these financing options, fixed monthly payments are required until the balance is paid in full.

In January 2022, CareCredit paired with Pawlicy Advisor to offer health care financing for pets.

CareCredit maintains a corporate office in Stamford, Connecticut.