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Advance America Cash Advance Corporate Office

Advance America, Cash Advance Centers, Inc. was founded in 1997.

The company is one of the largest payday advance firms in the US and is active in 30 states, operating with more than 2,000 locations.

Advance America, Cash Advance Centers, Inc. also operates 400 locations under the names National Cash Advance, Check Advance, First American Cash Advance, First American Cash Loans, Purpose Financial, and Purpose Money.

Whether the loan is though one of the company’s locations or online the procedure is the same: the borrower shows proof of identification, source of income, bank account, and references. Loans are between $50 to $1,000 and are meant to be paid back within a very short period of time.

The company has a “D” from the Better Business Bureau because of unresolved customer complaints.

Advance America was sued in 2004 in a class action lawsuit in North Carolina that accused the company of charging illegal fees and interest rates. Advance America was charging a monthly fee of $149.95 on loan repayment that did not count toward paying off the loan. The lawsuit was settled in 2010 for $18.75 million to more than 140,000 North Carolina consumers.

The company was acquired in 2012 by Grupo Elektra for $780 million.

 

 

Advance America, Cash Advance Centers, Inc.

Advance America, Cash Advance Centers, Inc. was founded in 1997.

The company is one of the largest payday advance firms in the US and is active in 30 states, operating with more than 2,000 locations.

Advance America, Cash Advance Centers, Inc. also operates 400 locations under the names National Cash Advance, Check Advance, First American Cash Advance, First American Cash Loans, Purpose Financial, and Purpose Money.

History

Whether the loan is though one of the company’s locations or online the procedure is the same: the borrower shows proof of identification, source of income, bank account, and references. Loans are between $50 to $1,000 and are meant to be paid back within a very short period of time.

The company has a “D” from the Better Business Bureau because of unresolved customer complaints.

Advance America was sued in 2004 in a class action lawsuit in North Carolina that accused the company of charging illegal fees and interest rates. Advance America was charging a monthly fee of $149.95 on loan repayment that did not count toward paying off the loan. The lawsuit was settled in 2010 for $18.75 million to more than 140,000 North Carolina consumers.

The company was acquired in 2012 by Grupo Elektra for $780 million.

 

 

USA PayDayLoan Corporate Office

USA PayDayLoans is a known scam.

Generally, someone calls you at home and tells you that you have been approved for a loan for $1,000 to $3,000. This person then tells you that before your funds can be deposited in your bank account you must pay a processing fee, application fee, insurance, or taxes.

If you are ever asked to pay money to receive a loan, then it is probably a scam.

These scams work by having the victim send money through Western Union or Moneygram or putting money on a prepaid credit card such as Green Dot MoneyPak and sending the card to the scammer or giving them the access code from the back of the card. In either case, the scammer receives money and never gives out the loan.

USA PayDayLoans has an alert from the Better Business Bureau along with an F rating. USA PayDayLoans has hundreds of reports as a scam.  USA PayDayLoans has deactivated its website and has no contact information available.

Advance fee loans are illegal and should be reported.

USA PayDayLoans

USA PayDayLoans is a known scam.

Generally, someone calls you at home and tells you that you have been approved for a loan for $1,000 to $3,000. This person then tells you that before your funds can be deposited in your bank account you must pay a processing fee, application fee, insurance, or taxes.

If you are ever asked to pay money to receive a loan, then it is probably a scam.

History

These scams work by having the victim send money through Western Union or Moneygram or putting money on a prepaid credit card such as Green Dot MoneyPak and sending the card to the scammer or giving them the access code from the back of the card. In either case, the scammer receives money and never gives out the loan.

USA PayDayLoans has an alert from the Better Business Bureau along with an F rating. USA PayDayLoans has hundreds of reports as a scam.  USA PayDayLoans has deactivated its website and has no contact information available.

Advance fee loans are illegal and should be reported.

WeFixMoney Corporate Office

Fix Media, owner of WeFixMoney, is the Expedia of Payday Loans.

A Payday loan is a short-term high-interest loan which is meant to be paid back to the lender by the next payday. If the loan is not paid back immediately large fees will result and the borrower could end up paying more than 1,000% APR.

Fix Media LLC operates the site wefixmoney.com, which matches those who need cash with those who want to lend cash. This means that if you enter your personal data in the website many companies will have access to your data.

Fix Media is not accredited by the Better Business Bureau; the company appears to have legal dealings with loan providers and borrowers.

 

 

 

WeFixMoney

Fix Media, owner of WeFixMoney, is the Expedia of Payday Loans.

A Payday loan is a short-term high-interest loan which is meant to be paid back to the lender by the next payday. If the loan is not paid back immediately large fees will result and the borrower could end up paying more than 1,000% APR.

Fix Media LLC operates the site wefixmoney.com, which matches those who need cash with those who want to lend cash. This means that if you enter your personal data in the website many companies will have access to your data.

History

Fix Media is not accredited by the Better Business Bureau; the company appears to have legal dealings with loan providers and borrowers.

 

 

 

Check City Corporate Office

Check City opened in 1986 and now has 65 locations in four states: Utah, Nevada, Virginia, and Colorado.  Check City offers Payday Loans.

A Payday Loan is a short-term unsecured loan. These loans are also called “cash advances.” Payday loans rely on the borrower having previous payroll and employment records. Payday loans are meant to be paid on the next payday. Fort his reason interest rates are very high and, if left unpaid, accrue interest and charges quite quickly.

Check City was voted #1 on the list of Best Payday Loan Companies by www.thetoptens.com and received a 9.23/10 by 10TopTenReviews (https://payday-loan-service-review.toptenreviews.com).

Check City’s rates are competitive: 443.21% APR or $17 per $100. The company’s lending limit is $2,500. Check City is known for having brick-and-mortar stores and good customer service. The company also offers its service online through a secure site.

Check City

Check City opened in 1986 and now has 65 locations in four states: Utah, Nevada, Virginia, and Colorado.  Check City offers Payday Loans.

A Payday Loan is a short-term unsecured loan. These loans are also called “cash advances.” Payday loans rely on the borrower having previous payroll and employment records. Payday loans are meant to be paid on the next payday. Fort his reason interest rates are very high and, if left unpaid, accrue interest and charges quite quickly.

Check City was voted #1 on the list of Best Payday Loan Companies by www.thetoptens.com and received a 9.23/10 by 10TopTenReviews (https://payday-loan-service-review.toptenreviews.com).

History

Check City’s rates are competitive: 443.21% APR or $17 per $100. The company’s lending limit is $2,500. Check City is known for having brick-and-mortar stores and good customer service. The company also offers its service online through a secure site.

Checksmart Corporate Office

Community Choice Financial Inc. operates 430 stores in 14 states under the names CheckSmart and California Check Cashing Stores.

The company issues unsecured payday loans of up to $1,000, typically charging $8 to $15 per $100 borrowed in addition to interest. Interest rates vary by state but generally exceed 395% APR.

The Better Business Bureau has listed a warning of government action against the parent company in January 2019.  

After Ohio passed a law in September 2019 which restricted how these types of financial companies can operate, CheckSmart said that it would no longer provide payday loans in Ohio. The company does still offer these loans in other states, however.

Community Choice Financial Inc. is the parent company of CheckSmart, and it issues title loans and prepaid MasterCard debit cards as well as offers check cashing services, money transfers, bill payments, and money orders.

Checksmart

Community Choice Financial Inc. operates 430 stores in 14 states under the names CheckSmart and California Check Cashing Stores.

History

The company issues unsecured payday loans of up to $1,000, typically charging $8 to $15 per $100 borrowed in addition to interest. Interest rates vary by state but generally exceed 395% APR.

The Better Business Bureau has listed a warning of government action against the parent company in January 2019.  

After Ohio passed a law in September 2019 which restricted how these types of financial companies can operate, CheckSmart said that it would no longer provide payday loans in Ohio. The company does still offer these loans in other states, however.

Community Choice Financial Inc. is the parent company of CheckSmart, and it issues title loans and prepaid MasterCard debit cards as well as offers check cashing services, money transfers, bill payments, and money orders.