Financial Services

Money Mart Corporate Office

The Check Cashing Store is owned by DFC Global Corp., which owns and operates 1,350 locations under the names The Check Cashing Store, Money Mart, Money Shop, Insta-Cheques, Sefina, Suttons and Robertsons, Helsingin Pantti, MoneyNow!, Risicum, OK Money, Super Efectivo, and Express Credit Amanet.

DFC Global Corp. offers check cashing services, short-term loans, money transfers, tax filing, gold purchasing, foreign exchange, reloadable Visa and MasterCard debit cards, military installment loan and education services, and money orders.

The company operates in the United States, Canada, United Kingdom, Sweden, Finland, Poland, Spain, Romania, Czech Republic, and Ireland.

Money Mart was sued in a class action lawsuit that alleged Money Mart offered loans in California to consumers with interest rates exceeding the limits set by the state of California. The lawsuit was settled in 2012 with a $7.5 million settlement on behalf of over 10,000 consumers.

The company was formerly known as Dollar Financial Corp. and changed its name to DFC Global Corp. in 2011.

DFC Global Corp. is publicly traded on the NASDAQ under the symbol DLLR.

DFC Global Corp. has 6,600 employees and had $1.11 billion in revenue in 2013.

Money Mart

The company operates in the United States, Canada, United Kingdom, Sweden, Finland, Poland, Spain, Romania, Czech Republic, and Ireland.

History

The company was formerly known as Dollar Financial Corp. and changed its name to DFC Global Corp. in 2011.

DFC Global Corp. is publicly traded on the NASDAQ under the symbol DLLR.

DFC Global Corp. has 6,600 employees and had $1.11 billion in revenue in 2013.

Quik Cash Corporate Office

Quik Cash is owned by QC Holdings, which also operates more than 500 loan stores under the names National Quik Cash, California Budget Finance, Express Check Advance of Southern California, First Payday Loans, Nationwide Budget Finance, and QC Financial Services.

QC Holdings targets working class people with short-term, high-interest loans from $100 to $500.

QC Holdings is a publicly traded company, trading on the NASDAQ under the symbol QCCO.

The company also offers check-cashing services, title loans, installment loans, credit services, open-end credit, debit cards, money transfers, and Western Union money orders.

QC Holdings was founded by Don Early in 1984 in Overland Park, Kansas. The company has 1,600 employees and had $182.58 million in revenue in 2013.

Quik Cash and QC Holdings was sued by the Attorney General of the state of Arizona. The company filed hundreds of suits against consumers who had defaulted on their loans in Pima County, Arizona, without regard to where the defendant lived, even if it was in a different state. This severely limited the defendants’ ability to defend themselves. The company was ordered to pay $170,000 to settle the lawsuit in 2011.

Quik Cash

QC Holdings targets working class people with short-term, high-interest loans from $100 to $500.

QC Holdings is a publicly traded company, trading on the NASDAQ under the symbol QCCO.

History

The company also offers check-cashing services, title loans, installment loans, credit services, open-end credit, debit cards, money transfers, and Western Union money orders.

QC Holdings was founded by Don Early in 1984 in Overland Park, Kansas. The company has 1,600 employees and had $182.58 million in revenue in 2013.

First Cash Financial Services Inc. Corporate Office

First Cash Financial Services Inc. was founded in 1988 in Arlington, Texas.

The company operates 866 retail-based pawn and consumer finance stores in the United States and Mexico and operates in three segments: U.S. pawn operations, U.S. consumer loan operations, and Mexico operations.

The pawn stores lend money with the collateral of personal property, such as electronics, appliances, jewelry, musical instruments, sporting goods, and tools. They also sell this merchandise if forfeited.

The company also provides short-term loans (known as payday loans) and credit services.

First Cash Financial Services Inc. operates pawn stores under the names First Cash Pawn and Famous Pawn and payday loans and financial services as First Cash Advance, and Cash & Go.

First Cash Financial Services is publicly traded on the NASDAQ under the ticker FCFS. The company had $338.68 million in profit on $660.85 million in revenue.

First Cash Financial Services Inc.

First Cash Financial Services Inc. was founded in 1988 in Arlington, Texas.

History

The company also provides short-term loans (known as payday loans) and credit services.

First Cash Financial Services Inc. operates pawn stores under the names First Cash Pawn and Famous Pawn and payday loans and financial services as First Cash Advance, and Cash & Go.

First Cash Financial Services is publicly traded on the NASDAQ under the ticker FCFS. The company had $338.68 million in profit on $660.85 million in revenue.

CompuCredit Corporate Office

CompuCredit, now known as Atlanticus Holdings Corporation, issues unsecured Visa and MasterCard credit cards to customers with low credit scores, charging higher interest rates to cover the risk.

The economic crisis caused the company to close most of its active accounts.

Until 2011 Atlanticus issued payday loans under the names First American Cash Advance and First Southern Cash Advance. In 2011 the company sold these divisions to Advance America for $46 million.

Today Atlanticus operates in two segments: Credit Cards and Other Investments and Auto Finance.

Atlanticus trades publicly on the NASDAQ under the symbol ATLC, has 285 employees, and had $71.73 million in revenue in 2013.

CompuCredit

CompuCredit, now known as Atlanticus Holdings Corporation, issues unsecured Visa and MasterCard credit cards to customers with low credit scores, charging higher interest rates to cover the risk.

The economic crisis caused the company to close most of its active accounts.

Until 2011 Atlanticus issued payday loans under the names First American Cash Advance and First Southern Cash Advance. In 2011 the company sold these divisions to Advance America for $46 million.

History

Today Atlanticus operates in two segments: Credit Cards and Other Investments and Auto Finance.

Atlanticus trades publicly on the NASDAQ under the symbol ATLC, has 285 employees, and had $71.73 million in revenue in 2013.

Cash America International Corporate Office

Cash America International was founded by Jack Doherty in Irving, Texas in 1983 as a single pawnshop.

Cash America grew through rapid acquisition and soon became a chain. The company went public in 1990, trading on the New York Stock Exchange under the symbol CSH. The company was acquired by Cash First in September of 2016 for $994 million. This acquisition has made the company private once again.

The company expanded to Sweden and the U.K. in 1995.

In 2003 Cash America merged with Cashland with a combined volume of $5 billion dollars in loans.

In 2006 the company bought Enova Financial to create an internet-based division.

Today Cash America operates more than 960 stores under the names Cash America Pawn, SuperPawn, and Pawn X-Change in the United States and Cash America Casa de Empeño in Mexico.

In addition to operating pawn shops, the company also provides check-cashing services and short-term unsecured loans (payday loans) through its pawnshops, self-standing facilities, as well as online.

Cash America had revenue of $1.8 billion in 2013.

The Consumer Financial Protection Bureau (CFPB) took its first-ever enforcement action against a payday lender in November 2013 when it ordered Cash America International, Inc. to refund consumers for incorrect revision of loan agreements.

The CFPB also found Cash America guilty of violating the Military Lending Act by illegally overcharging service members and their families with high interest rates on loans.

Cash America will pay $14 million in refunds to consumers and $5 million in fines for destroying records in advance of the CFPB’s investigation.

Cash America International

Cash America International was founded by Jack Doherty in Irving, Texas in 1983 as a single pawnshop.

The company expanded to Sweden and the U.K. in 1995.

History

In 2003 Cash America merged with Cashland with a combined volume of $5 billion dollars in loans.

In 2006 the company bought Enova Financial to create an internet-based division.

Today Cash America operates more than 960 stores under the names Cash America Pawn, SuperPawn, and Pawn X-Change in the United States and Cash America Casa de Empeño in Mexico.

In addition to operating pawn shops, the company also provides check-cashing services and short-term unsecured loans (payday loans) through its pawnshops, self-standing facilities, as well as online.

Cash America had revenue of $1.8 billion in 2013.

The CFPB also found Cash America guilty of violating the Military Lending Act by illegally overcharging service members and their families with high interest rates on loans.

Cash America will pay $14 million in refunds to consumers and $5 million in fines for destroying records in advance of the CFPB’s investigation.