Corporate Office HQ

Ecommerce

Rise Credit Corporate Office

 

RISE Credit is an online lender offering unsecured installment loans and lines of credit to non-prime borrowers.

The company is a product of Elevate Credit Inc., a company that facilitates loans for people with lower credit scores.

Elevate’s current generation of product offerings was launched in 2013.

In 2014, Elevate was spun off from Think Finance, Inc., a technology licensing platform and lender. Elevate was incorporated in Delaware in January 2014.

On April 6, 2017, the parent company went public on the New York Stock Exchange under the symbol “ELVT”. On April 11, 2017, Elevate completed its initial public offering as the underwriters exercised their option to purchase additional shares. The aggregate net proceeds received by the company from were approximately $80.2 million.

In June 2017, RISE announced that it will now offer lines of credit to non-prime consumers in Kansas. The company currently operates in 16 states.

Headquarters for RISE are located in Fort Worth, Texas.

Rise Credit

 

RISE Credit is an online lender offering unsecured installment loans and lines of credit to non-prime borrowers.

The company is a product of Elevate Credit Inc., a company that facilitates loans for people with lower credit scores.

History

Elevate’s current generation of product offerings was launched in 2013.

In 2014, Elevate was spun off from Think Finance, Inc., a technology licensing platform and lender. Elevate was incorporated in Delaware in January 2014.

On April 6, 2017, the parent company went public on the New York Stock Exchange under the symbol “ELVT”. On April 11, 2017, Elevate completed its initial public offering as the underwriters exercised their option to purchase additional shares. The aggregate net proceeds received by the company from were approximately $80.2 million.

In June 2017, RISE announced that it will now offer lines of credit to non-prime consumers in Kansas. The company currently operates in 16 states.

Headquarters for RISE are located in Fort Worth, Texas.

Think Finance Corporate Office

Think Finance is an online diversified financial company that specialized in financial products that bridge the gap between credit cards and payday loans. This means that they own or fund several loan companies that offer short-term high-interest loans.

Think Finance is backed by the respected venture capital firms Sequoia Capital and Technology Crossover Ventures.

Think Finance has an A+ rating from the Better Business Bureau.

The CEO of Think Finance, Ken Rees, was the former head of Cash Works, a chain of financial services outlets that sold to General Electric in 2004.

Think Finance was founded in 2001 by Mike Stinson and is headquartered in Fort Worth, Texas.

The company has 446 employees and was #2 on the Forbes list of America’s Most Promising Companies for 2013.

Think Financial

Think Finance is an online diversified financial company that specialized in financial products that bridge the gap between credit cards and payday loans. This means that they own or fund several loan companies that offer short-term high-interest loans.

Think Finance is backed by the respected venture capital firms Sequoia Capital and Technology Crossover Ventures.

Think Finance has an A+ rating from the Better Business Bureau.

History

The CEO of Think Finance, Ken Rees, was the former head of Cash Works, a chain of financial services outlets that sold to General Electric in 2004.

Think Finance was founded in 2001 by Mike Stinson and is headquartered in Fort Worth, Texas.

The company has 446 employees and was #2 on the Forbes list of America’s Most Promising Companies for 2013.

National Payday Corporate Office

National Payday is one of the oldest lenders in the payday loan business with over thirteen years in business.

National Payday allows first-time customers to borrow up to $400. Once they have successfully paid this loan back they are eligible for up to $1,000 for their subsequent loans.

National Payday is one of the most expensive of the payday loan lenders, with 651.79% APR for a 14-day loan. The company’s fixed rate is $25 per $100 borrowed.

The Better Business Bureau rates National Payday with an F, the worst possible rating. This is because there are six complaints filed against the business, the company failed to respond to the complaints, and the BBB was unable to locate the business to process the complaints.

National Payday appears to have a secure site, has a good FAQ section on their website, and appears to use encryption to safeguard customers’ data.

National Payday

National Payday is one of the oldest lenders in the payday loan business with over thirteen years in business.

National Payday allows first-time customers to borrow up to $400. Once they have successfully paid this loan back they are eligible for up to $1,000 for their subsequent loans.

National Payday is one of the most expensive of the payday loan lenders, with 651.79% APR for a 14-day loan. The company’s fixed rate is $25 per $100 borrowed.

History

The Better Business Bureau rates National Payday with an F, the worst possible rating. This is because there are six complaints filed against the business, the company failed to respond to the complaints, and the BBB was unable to locate the business to process the complaints.

National Payday appears to have a secure site, has a good FAQ section on their website, and appears to use encryption to safeguard customers’ data.

Green Trust Cash Corporate Office

Green Trust Cash is a Native American owned business which operates within the boundaries of the Fort Belknap reservation in Montana.

Green Trust Cash is a new company but already has many complaints with the Better Business Bureau and on other sites complaining of misleading terms, high interest rates, and dishonesty about rates, automatic deductions, paperwork, and loan terms.

There have been many reports of unauthorized deductions from borrower’s checking accounts.  It is standard practice for the company to deduct $60 per week as an interest payment. This does not count towards the principal of the loan. Consumers have reported that this weekly payment will be deducted indefinitely no matter the amount of the original payday loan. Consumers report that a borrower must call to begin paying off the principal.

Green Trust Cash specializes in small loans – under $800.

 

Green Trust Cash

Green Trust Cash is a Native American owned business which operates within the boundaries of the Fort Belknap reservation in Montana.

Green Trust Cash is a new company but already has many complaints with the Better Business Bureau and on other sites complaining of misleading terms, high interest rates, and dishonesty about rates, automatic deductions, paperwork, and loan terms.

There have been many reports of unauthorized deductions from borrower’s checking accounts.  It is standard practice for the company to deduct $60 per week as an interest payment. This does not count towards the principal of the loan. Consumers have reported that this weekly payment will be deducted indefinitely no matter the amount of the original payday loan. Consumers report that a borrower must call to begin paying off the principal.

History

Green Trust Cash specializes in small loans – under $800.

 

EZCORP, Inc. Corporate Office

EZCORP was founded in 1974 by Courtland L. Logue, Jr. when he opened his first pawn store in Austin, Texas.

Logue tried to change the stereotype of pawnshops and located his in middle-income neighborhoods.

In 1989 Morgan Schiff & Co. invested in the company, running it with Logue as the CEO. Two years later Morgan Schiff had become the majority owner and decided to take the company public.

By 1996 EZCORP operated 245 stores in 11 states, including Texas, Colorado, Indiana, Mississippi, Georgia, Oklahoma, Tennessee, Louisiana, Arkansas, and Florida.

In the 1990’s EZCORP launched www.ezpawn.com, an e-commerce site with 400,000 items for sale.

The company’s pawnshops also make pawn loans, which are typically small loans backed up by property, such as jewelry, electronics, musical instruments, sporting goods, or tools. The majority of these loans have 20% monthly interest, or 240% annual interest.

Today EZCORP has 1,342 locations, consisting of 495 U.S. pawn stores, 7 U.S. buy/sell stores and financial stores, 489 U.S. financial service stores, 239 pawn stores in Mexico, 30 buy/sell and financial service stores in Canada, 19 buy/sell stores in Mexico, and 54 financial services branches in Mexico.

EZCORP operates stores under the names EZPawn and EZMoney. The company has 7,500 employees and had $1.01 billion in revenue in 2013.

EZCORP

EZCORP was founded in 1974 by Courtland L. Logue, Jr. when he opened his first pawn store in Austin, Texas.

Logue tried to change the stereotype of pawnshops and located his in middle-income neighborhoods.

In 1989 Morgan Schiff & Co. invested in the company, running it with Logue as the CEO. Two years later Morgan Schiff had become the majority owner and decided to take the company public.

History

By 1996 EZCORP operated 245 stores in 11 states, including Texas, Colorado, Indiana, Mississippi, Georgia, Oklahoma, Tennessee, Louisiana, Arkansas, and Florida.

In the 1990’s EZCORP launched www.ezpawn.com, an e-commerce site with 400,000 items for sale.

The company’s pawnshops also make pawn loans, which are typically small loans backed up by property, such as jewelry, electronics, musical instruments, sporting goods, or tools. The majority of these loans have 20% monthly interest, or 240% annual interest.

Today EZCORP has 1,342 locations, consisting of 495 U.S. pawn stores, 7 U.S. buy/sell stores and financial stores, 489 U.S. financial service stores, 239 pawn stores in Mexico, 30 buy/sell and financial service stores in Canada, 19 buy/sell stores in Mexico, and 54 financial services branches in Mexico.

EZCORP operates stores under the names EZPawn and EZMoney. The company has 7,500 employees and had $1.01 billion in revenue in 2013.