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First Cash Financial Services Inc. Corporate Office

First Cash Financial Services Inc. was founded in 1988 in Arlington, Texas.

The company operates 866 retail-based pawn and consumer finance stores in the United States and Mexico and operates in three segments: U.S. pawn operations, U.S. consumer loan operations, and Mexico operations.

The pawn stores lend money with the collateral of personal property, such as electronics, appliances, jewelry, musical instruments, sporting goods, and tools. They also sell this merchandise if forfeited.

The company also provides short-term loans (known as payday loans) and credit services.

First Cash Financial Services Inc. operates pawn stores under the names First Cash Pawn and  Famous Pawn and payday loans and financial services as First Cash Advance, and Cash & Go.

First Cash Financial Services is publicly traded on the NASDAQ under the ticker FCFS. The company had $338.68 million in profit on $660.85 million in revenue.

 

First Cash Financial Services Inc.

First Cash Financial Services Inc. was founded in 1988 in Arlington, Texas.

The company operates 866 retail-based pawn and consumer finance stores in the United States and Mexico and operates in three segments: U.S. pawn operations, U.S. consumer loan operations, and Mexico operations.

The pawn stores lend money with the collateral of personal property, such as electronics, appliances, jewelry, musical instruments, sporting goods, and tools. They also sell this merchandise if forfeited.

History

The company also provides short-term loans (known as payday loans) and credit services.

First Cash Financial Services Inc. operates pawn stores under the names First Cash Pawn and  Famous Pawn and payday loans and financial services as First Cash Advance, and Cash & Go.

First Cash Financial Services is publicly traded on the NASDAQ under the ticker FCFS. The company had $338.68 million in profit on $660.85 million in revenue.

 

CompuCredit Corporate Office

CompuCredit, now known as Atlanticus Holdings Corporation, issues unsecured Visa and MasterCard credit cards to customers with low credit scores, charging higher interest rates to cover the risk.

The economic crisis caused the company to close most of its active accounts.

Until 2011 Atlanticus issued payday loans under the names First American Cash Advance and First Southern Cash Advance. In 2011 the company sold these divisions to Advance America for $46 million.

Today Atlanticus operates in two segments: Credit Cards and Other Investments and Auto Finance.

Atlanticus trades publicly on the NASDAQ under the symbol ATLC, has 285 employees, and had $71.73 million in revenue in 2013.

CompuCredit

CompuCredit, now known as Atlanticus Holdings Corporation, issues unsecured Visa and MasterCard credit cards to customers with low credit scores, charging higher interest rates to cover the risk.

The economic crisis caused the company to close most of its active accounts.

Until 2011 Atlanticus issued payday loans under the names First American Cash Advance and First Southern Cash Advance. In 2011 the company sold these divisions to Advance America for $46 million.

History

Today Atlanticus operates in two segments: Credit Cards and Other Investments and Auto Finance.

Atlanticus trades publicly on the NASDAQ under the symbol ATLC, has 285 employees, and had $71.73 million in revenue in 2013.

Cash America International Corporate Office

Cash America International was founded by Jack Doherty in Irving, Texas in 1983 as a single pawnshop.

Cash America grew through rapid acquisition and soon became a chain. The company went public in 1990, trading on the New York Stock Exchange under the symbol CSH. The company was acquired by Cash First in September of 2016 for $994 million. This acquisition has made the company private once again.

The company expanded to Sweden and the U.K. in 1995.

In 2003 Cash America merged with Cashland with a combined volume of $5 billion dollars in loans.

In 2006 the company bought Enova Financial to create an internet-based division.

Today Cash America operates more than 960 stores under the names Cash America Pawn, SuperPawn, and Pawn X-Change in the United States and Cash America Casa de Empeño in Mexico.

In addition to operating pawn shops, the company also provides check-cashing services and short-term unsecured loans (payday loans) through its pawnshops, self-standing facilities, as well as online.

Cash America had revenue of $1.8 billion in 2013.

The Consumer Financial Protection Bureau (CFPB) took its first-ever enforcement action against a payday lender in November 2013 when it ordered Cash America International, Inc. to refund consumers for incorrect revision of loan agreements.

The CFPB also found Cash America guilty of violating the Military Lending Act by illegally overcharging service members and their families with high interest rates on loans.

Cash America will pay $14 million in refunds to consumers and $5 million in fines for destroying records in advance of the CFPB’s investigation.

Cash America International

Cash America International was founded by Jack Doherty in Irving, Texas in 1983 as a single pawnshop.

Cash America grew through rapid acquisition and soon became a chain. The company went public in 1990, trading on the New York Stock Exchange under the symbol CSH. The company was acquired by Cash First in September of 2016 for $994 million. This acquisition has made the company private once again.

The company expanded to Sweden and the U.K. in 1995.

History

In 2003 Cash America merged with Cashland with a combined volume of $5 billion dollars in loans.

In 2006 the company bought Enova Financial to create an internet-based division.

Today Cash America operates more than 960 stores under the names Cash America Pawn, SuperPawn, and Pawn X-Change in the United States and Cash America Casa de Empeño in Mexico.

In addition to operating pawn shops, the company also provides check-cashing services and short-term unsecured loans (payday loans) through its pawnshops, self-standing facilities, as well as online.

Cash America had revenue of $1.8 billion in 2013.

The Consumer Financial Protection Bureau (CFPB) took its first-ever enforcement action against a payday lender in November 2013 when it ordered Cash America International, Inc. to refund consumers for incorrect revision of loan agreements.

The CFPB also found Cash America guilty of violating the Military Lending Act by illegally overcharging service members and their families with high interest rates on loans.

Cash America will pay $14 million in refunds to consumers and $5 million in fines for destroying records in advance of the CFPB’s investigation.

Speedy Cash Corporate Office

Speedy Cash was founded by three childhood friends in 1997 in Riverside, California.

Speedy Cash offers a variety of financial services: payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and pre-paid cards.

The company processes these services through its 230 store locations,as well as online and by phone.

Speedy Cash is a member of the Community Financial Services Association. Speedy Cash is owned by Galt Ventures LLC.

Speedy Cash owns and operates Rapid Cash. Rapid Cash is being sued in a class-action lawsuit in Carson City, Nevada on behalf of 16,000 people. The lawsuit is being handled by the Legal Aid Center of Southern Nevada.

There are numerous reports on complaint and scam websites about consumers paying back loans at many times their value, for example $9,000 on a $2,000 loan.

Speedy Cash

Speedy Cash was founded by three childhood friends in 1997 in Riverside, California.

Speedy Cash offers a variety of financial services: payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and pre-paid cards.

The company processes these services through its 230 store locations,as well as online and by phone.

History

Speedy Cash is a member of the Community Financial Services Association. Speedy Cash is owned by Galt Ventures LLC.

Speedy Cash owns and operates Rapid Cash. Rapid Cash is being sued in a class-action lawsuit in Carson City, Nevada on behalf of 16,000 people. The lawsuit is being handled by the Legal Aid Center of Southern Nevada.

There are numerous reports on complaint and scam websites about consumers paying back loans at many times their value, for example $9,000 on a $2,000 loan.

USA PayDayLoan Corporate Office

USA PayDayLoans is a known scam.

Generally, someone calls you at home and tells you that you have been approved for a loan for $1,000 to $3,000. This person then tells you that before your funds can be deposited in your bank account you must pay a processing fee, application fee, insurance, or taxes.

If you are ever asked to pay money to receive a loan, then it is probably a scam.

These scams work by having the victim send money through Western Union or Moneygram or putting money on a prepaid credit card such as Green Dot MoneyPak and sending the card to the scammer or giving them the access code from the back of the card. In either case, the scammer receives money and never gives out the loan.

USA PayDayLoans has an alert from the Better Business Bureau along with an F rating. USA PayDayLoans has hundreds of reports as a scam.  USA PayDayLoans has deactivated its website and has no contact information available.

Advance fee loans are illegal and should be reported.

USA PayDayLoans

USA PayDayLoans is a known scam.

Generally, someone calls you at home and tells you that you have been approved for a loan for $1,000 to $3,000. This person then tells you that before your funds can be deposited in your bank account you must pay a processing fee, application fee, insurance, or taxes.

If you are ever asked to pay money to receive a loan, then it is probably a scam.

History

These scams work by having the victim send money through Western Union or Moneygram or putting money on a prepaid credit card such as Green Dot MoneyPak and sending the card to the scammer or giving them the access code from the back of the card. In either case, the scammer receives money and never gives out the loan.

USA PayDayLoans has an alert from the Better Business Bureau along with an F rating. USA PayDayLoans has hundreds of reports as a scam.  USA PayDayLoans has deactivated its website and has no contact information available.

Advance fee loans are illegal and should be reported.