Corporate Office HQ

Credit

Payday-Loan-Yes Corporate Office

Payday-Loan-Yes has numerous complaints against them for depositing money into consumers’ accounts even though the individual did not authorize the loan, scamming people into repaying loans they have paid off, and scamming people into paying loans they never took out.

This has often happened when consumers had previous payday loans.

Payday-Loan-Yes has an “F” rating from the Better Business Bureau – the worst rating possible. The company has 78 complaints filed against them with the BBB and has failed to respond to 69 of them.

In fact, the BBB has an alert out for this business because correspondence has been returned by the post office and the BBB therefore cannot complete its report.

Payday-Loan-Yes’ website does not work and there is minimal information available about the company.

Payday-Loan-Yes

Payday-Loan-Yes has numerous complaints against them for depositing money into consumers’ accounts even though the individual did not authorize the loan, scamming people into repaying loans they have paid off, and scamming people into paying loans they never took out.

This has often happened when consumers had previous payday loans.

Payday-Loan-Yes has an “F” rating from the Better Business Bureau – the worst rating possible. The company has 78 complaints filed against them with the BBB and has failed to respond to 69 of them.

History

In fact, the BBB has an alert out for this business because correspondence has been returned by the post office and the BBB therefore cannot complete its report.

Payday-Loan-Yes’ website does not work and there is minimal information available about the company.

ExtraFundsUSA Corporate Office

ExtraFundsUSA is a loan-matching service, matching consumers with lenders issuing short-term loans (payday loans).

ExtraFundsUSA offers this service through its website with an online application, a phone application through its customer service department, and through three storefronts – though the exact locations of these storefronts is not specified on its website and are therefore unverified.

ExtraFundsUSA claims to be BBB accredited, though the Better Business Bureau has no record of the company. The Better Business Bureau’s logo on ExtraFundsUSA’s website does not have a link to the BBB, leading the consumer believe that this is a false claim.

ExtraFundsUSA received a trust score of only 17% from Scamadvisor.com. The company received this rating because the owner of the website is using a service to hide their identity, the website appears to be less than 6 months old, the website setup involves countries known to be high-risk (Russia).

Consumers are advised to exercise caution when dealing with this company.

 

ExtraFundsUSA

ExtraFundsUSA is a loan-matching service, matching consumers with lenders issuing short-term loans (payday loans).

ExtraFundsUSA offers this service through its website with an online application, a phone application through its customer service department, and through three storefronts – though the exact locations of these storefronts is not specified on its website and are therefore unverified.

ExtraFundsUSA claims to be BBB accredited, though the Better Business Bureau has no record of the company. The Better Business Bureau’s logo on ExtraFundsUSA’s website does not have a link to the BBB, leading the consumer believe that this is a false claim.

History

ExtraFundsUSA received a trust score of only 17% from Scamadvisor.com. The company received this rating because the owner of the website is using a service to hide their identity, the website appears to be less than 6 months old, the website setup involves countries known to be high-risk (Russia).

Consumers are advised to exercise caution when dealing with this company.

 

Splash Cash Advance Corporate Office

Splash Cash Advance is owned and operated by First American Capital Resources ONE, LLC (FACR 1). FACR 1 is a payday loan lender and processes loans online through its website.

FACR 1 is a limited liability company organized under the laws of the Chippewa-Cree Tribe of Rocky Boy’s Indian Reservation in Montana.

FACR 1 is thus not subject to licensing by any state and is immune from state investigation or enforcement actions.

What this means for consumers is that FACR 1 can process payday loans to residents of any state, no matter the legality of payday loans in that state.

FACR 1 has a C+ rating with the Better Business Bureau. The company has many complaints, especially in the areas of collection and billing. The company works with the Better Business Bureau to resolve consumer complaints.

FACR 1 charges an average of 200% to 400% interest on payday loans. Borrowers have reported paying back four times the principal of their loan.

Splash Cash Advance

Splash Cash Advance is owned and operated by First American Capital Resources ONE, LLC (FACR 1). FACR 1 is a payday loan lender and processes loans online through its website.

FACR 1 is a limited liability company organized under the laws of the Chippewa-Cree Tribe of Rocky Boy’s Indian Reservation in Montana.

FACR 1 is thus not subject to licensing by any state and is immune from state investigation or enforcement actions.

History

What this means for consumers is that FACR 1 can process payday loans to residents of any state, no matter the legality of payday loans in that state.

FACR 1 has a C+ rating with the Better Business Bureau. The company has many complaints, especially in the areas of collection and billing. The company works with the Better Business Bureau to resolve consumer complaints.

FACR 1 charges an average of 200% to 400% interest on payday loans. Borrowers have reported paying back four times the principal of their loan.

Money Mart Corporate Office

The Check Cashing Store is owned by DFC Global Corp., which owns and operates 1,350 locations under the names The Check Cashing Store, Money Mart, Money Shop, Insta-Cheques, Sefina, Suttons and Robertsons, Helsingin Pantti, MoneyNow!, Risicum, OK Money, Super Efectivo, and Express Credit Amanet.

DFC Global Corp. offers check cashing services, short-term loans, money transfers, tax filing, gold purchasing, foreign exchange, reloadable Visa and MasterCard debit cards, military installment loan and education services, and money orders.

The company operates in the United States, Canada, United Kingdom, Sweden, Finland, Poland, Spain, Romania, Czech Republic, and Ireland.

Money Mart was sued in a class action lawsuit that alleged Money Mart offered loans in California to consumers with interest rates exceeding the limits set by the state of California. The lawsuit was settled in 2012 with a $7.5 million settlement on behalf of over 10,000 consumers.

The company was formerly known as Dollar Financial Corp. and changed its name to DFC Global Corp. in 2011.

DFC Global Corp. is publicly traded on the NASDAQ under the symbol DLLR.

DFC Global Corp. has 6,600 employees and had $1.11 billion in revenue in 2013.

Money Mart

The Check Cashing Store is owned by DFC Global Corp., which owns and operates 1,350 locations under the names The Check Cashing Store, Money Mart, Money Shop, Insta-Cheques, Sefina, Suttons and Robertsons, Helsingin Pantti, MoneyNow!, Risicum, OK Money, Super Efectivo, and Express Credit Amanet.

DFC Global Corp. offers check cashing services, short-term loans, money transfers, tax filing, gold purchasing, foreign exchange, reloadable Visa and MasterCard debit cards, military installment loan and education services, and money orders.

The company operates in the United States, Canada, United Kingdom, Sweden, Finland, Poland, Spain, Romania, Czech Republic, and Ireland.

History

Money Mart was sued in a class action lawsuit that alleged Money Mart offered loans in California to consumers with interest rates exceeding the limits set by the state of California. The lawsuit was settled in 2012 with a $7.5 million settlement on behalf of over 10,000 consumers.

The company was formerly known as Dollar Financial Corp. and changed its name to DFC Global Corp. in 2011.

DFC Global Corp. is publicly traded on the NASDAQ under the symbol DLLR.

DFC Global Corp. has 6,600 employees and had $1.11 billion in revenue in 2013.

Quik Cash Corporate Office

Quik Cash is owned by QC Holdings, which also operates more than 500 loan stores under the names National Quik Cash, California Budget Finance, Express Check Advance of Southern California, First Payday Loans, Nationwide Budget Finance, and QC Financial Services.

QC Holdings targets working class people with short-term, high-interest loans from $100 to $500.

QC Holdings is a publicly traded company, trading on the NASDAQ under the symbol QCCO.

The company also offers check-cashing services, title loans, installment loans, credit services, open-end credit, debit cards, money transfers, and Western Union money orders.

QC Holdings was founded by Don Early in 1984 in Overland Park, Kansas. The company has 1,600 employees and had $182.58 million in revenue in 2013.

Quik Cash and QC Holdings was sued by the Attorney General of the state of Arizona. The company filed hundreds of suits against consumers who had defaulted on their loans in Pima County, Arizona, without regard to where the defendant lived, even if it was in a different state. This severely limited the defendants’ ability to defend themselves. The company was ordered to pay $170,000 to settle the lawsuit in 2011.

 

Quik Cash

Quik Cash is owned by QC Holdings, which also operates more than 500 loan stores under the names National Quik Cash, California Budget Finance, Express Check Advance of Southern California, First Payday Loans, Nationwide Budget Finance, and QC Financial Services.

QC Holdings targets working class people with short-term, high-interest loans from $100 to $500.

QC Holdings is a publicly traded company, trading on the NASDAQ under the symbol QCCO.

History

The company also offers check-cashing services, title loans, installment loans, credit services, open-end credit, debit cards, money transfers, and Western Union money orders.

QC Holdings was founded by Don Early in 1984 in Overland Park, Kansas. The company has 1,600 employees and had $182.58 million in revenue in 2013.

Quik Cash and QC Holdings was sued by the Attorney General of the state of Arizona. The company filed hundreds of suits against consumers who had defaulted on their loans in Pima County, Arizona, without regard to where the defendant lived, even if it was in a different state. This severely limited the defendants’ ability to defend themselves. The company was ordered to pay $170,000 to settle the lawsuit in 2011.