Unity One Credit Union was founded in 1927 by a group of railway clerks in Minnesota who wanted an alternative to banks. The company has grown and moved over the years. Headquarters are now located in Fort Worth, Texas,
The company operates as a credit union, which means it charges far less interest and fees than regular banks. The Board of Directors are volunteer members, who are voted in by other members. Credit unions, such as Unity One, are non-profit entities, which allow members to pool money and make loans to one another.
Unity One Credit Union has a mobile app, as well as online banking services. The company has branches in Texas, Kansas, and Minnesota.